4 Reasons You Need a Lawyer When Buying a Home in Monroe, NC


Spring home-buying season is right around the corner.  Buying a home will probably be one of the biggest investments you ever make, and the process can be time-consuming and confusing.  Finding a good real estate attorney should be at the top of your to-do list if you are planning to purchase a home soon. Here are 4 Reasons You Need a Lawyer When Buying a Home.

  • An Attorney May Be Required at Closing.

In North Carolina, your real estate closing will be handled by an attorney chosen by you, the buyer.

Often, the attorney will also prepare documents for the seller as an accommodation to the seller, but he or she still represents you, the buyer.

Sometimes, the seller may wish to hire their own attorney to prepare the seller documents and advise them throughout the closing process.  In this situation, your attorney will still conduct the closing and ensure that the seller is conveying a legal and marketable title to you.



  • The Homebuying Process Can Be Confusing.

Buying a home is most likely the biggest purchase you will make in your lifetime and should be treated as such.  The process typically involves working with a number of parties, including sellers, realtors, and lenders.  It is not surprising, then, that the process can often be confusing and overwhelming for home buyers.  That is why you need an attorney who can advise you and explain the entire process, from contract to closing.


  • You Are Signing Important Legal Documents.

On your closing date, you will be required to sign a large number of documents.  These include, among other things, a closing disclosure, promissory note, and deed of trust. Prior to your closing, your attorney will review all the loan documents provided by the lender. These documents can be lengthy and include complicated language that you may not understand.  That is why you need an attorney who will take the time to explain the documents and answer your questions, not someone who will just watch you sign a stack of papers.




    Protect Yourself from Title Issues.

Perhaps the most important thing your closing attorney will do for you is to certify that you are getting a good title to your home. At the start of representation, your attorney will search the title to your property to make sure there are no defects in the property’s title.  If defects do exist, your attorney will alert you to the defects, and work with the title company and the sellers to clear up any title issues.  Your attorney will then obtain title insurance on your behalf in order to protect you against certain defects in your title.


Buying a home is an exciting and important moment in your life. Make sure you make the best decisions for you and your family by hiring an experienced real estate attorney. Make an appointment with the attorneys at Plyler, Long & Corigliano, LLP.

Contact us today